Assume a 3.75% Interest Rate! A rare opportunity to own this beautiful home while assuming the seller's low 3.75% interest rate on $263,000.Beautifully maintained corner two-story home in Summerville featuring 5 bedrooms, 3 bathrooms, and over 3,300 total square feet of living space. This residence offers a bright and open floor plan that effortlessly blends the living, dining, kitchen, and family areas—ideal for both entertaining and everyday comfort. The kitchen is equipped with granite countertops and stainless steel appliances, providing both style and functionality. The first level includes 2 full bedrooms and bathroom and a dramatic open ceiling upon entry. Upstairs, enjoy a spacious loft with the potential to be converted into a 6th bedroom, in addition to three bedrooms and an expansive primary suite featuring a private ensuite bath with a soaking tub and separate shower. Additional features include a laundry room, 2-car garage, inviting front porch, and a private balcony. Located in a family-friendly community with a low HOA, just minutes from the Florida Turnpike, Black Point Marina, shopping, dining, top charter schools, and easy access to the Florida Keys. A perfect combination of space, location, and value—this home is a must-see! The home qualifies for a $15,000 down payment assistance for first time home buyers!